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Explaining How Credit Scores are Used in the Hiring Process
You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not.
In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process?
For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life.
Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects.
One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands.
But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.
To-Do Lists an Important Part of Being a Better Employee What makes a good employee? Take a look at how the star employee in your office operates. Chances are that they don?t run around in a constant fog of stress and pressure. Good employees are usually calm and conscientious; they seem to always get the job done with a minimum of hair pulling and frantic rushing around. Is it just genes that these people have that allow them to work like this, or are some people just better at managing stress than others? The answer is probably not. If you take a closer look at the star employee in your office, you will are likely to see that they are so stress free and productive because they are good at managing their time. And chances are they manage that time with the help of a to-do list. The to-do list is an often-overlooked part of working life. While they are the kind of thing people expect housewives to carry around with them in their purse while they run errands, many people think they can do without them in the work place. This is a big mistake. Being productive at work is all about being able to carry out your tasks in a timely manner, and being productive at work is also about managing your stress. If you are too stressed out, your work will suffer for it. You will fall behind because you won?t be able to concentrate, and you will make mistakes you might not have made if you were able to take your time with your work. So, how can a to-do list help? To-do lists can do many things for you in your busy working life. For starters, to-do lists remove the problem of having that all important phone call or meetings slip your mind. When you have a to-do list, everything that needs to be accomplished is set out there for you, so there is no more explaining to your boss why you stood up your company?s most important client. With a to-do list, you can also see the bigger picture of everything that needs to be done, so you can plan your time wisely. Working on tasks one after another as they come up is not a smart way to accomplish things at the office. Some jobs are on a tight deadline, while other jobs can stand to wait a little while. When you set everything out for yourself in a to-do list, you will be able to prioritize your tasks in order of importance, so you get the crucial work out of the way first thing, and only move on to less important jobs when you have the time to devote to them. All of this organization will make your working life less stressful. Imagine a typical day without a to-do list. You come in to the office in the morning, you work through all of the email sitting in your inbox, you make a few phone calls, chat with some co-workers in the break room, answer a few more emails, and then bam! All of the sudden, you remember that the presentation your boss needs for the big meeting is due at 2 p.m., and you haven?t even started it. Now you resort to hair pulling and frantic working. Then, you give your boss the presentation over an hour late, and it is filled with mistakes and sloppy work. Now imagine the same day with a to-do list. You get the presentation out of the way first thing, and you have time to check it. Then you can move on to less important tasks without the dark cloud of stress hanging over you. To-do list writing is time well spent if you want to succeed at work.
The Slam and Other Outlets for your Poetry Needs (poetry reading) Poetry is an effective display of human life and emotion. Not only are the writer?s feelings about life revealed, the reader is also taken on a journey of meaning and feeling. Poetry is an outlet for writers and readers alike. Each new poem that is written is another chapter in the entire human experience. Since people are looking for meaning within their experiences, poetry draws fans by adding that meaning. Poetry reading can be educational and enjoyable. There are many places and forms that poetry reading can take, so if you are looking for an outlet or inlet of your own, you?ll be sure to find one that will fit your needs perfectly. A Poetry Slam A poetry slam is a gathering of poetry lovers. Each person that attends brings one or several pieces of poetry to read. The poems can be individual work or work that you have come across in your poetry reading. The point is to allow everyone to enjoy poetry that they may have never heard before. As each reader places his own interpretation within his reading, everyone can enjoy the variation in style and sound and meaning that comes out of the experience. There are probably a few poetry slams scheduled in your community already. Check the library or the local college campus for more information. If poetry slams are not already being scheduled, or if they are not frequent enough for your taste, you can start your own. All it takes is a meeting place and some flyers. You?ll probably meet all kinds of people that you enjoy being with at a poetry slam. Going to Class Another place to meet other poetry lovers is in class. If there is a college or university campus near you, join a class. Poetry classes are often scheduled in the evening because of their popularity with those who are not regular students. Poetry reading happens in a couple of different kinds of classes. You can take poetry classes that focus on poetry that has been written through history. Sometimes the classes will focus on a specific group of people or time in history. As the subjects change, you can continue to take the classes and continually come across new poetry that you have not read before. You can also take poetry classes that encourage you to write your own poetry. You will then be able to read your work as well as listen to others? work. The great thing about poetry classes is that they are set up for discussion. You can discover more meanings in other people?s writing and develop your own with the help of other qualified students as well as your professor. The Impromptu If you are involved in any other kind of poetry reading, you will probably be well immersed in the different forms of poetry. Understanding a few different writers? perspectives will allow you to involve poetry in your every day life. As you talk to friends and relatives about typical situations that arise, you will be able to bring meaning to many of your conversations through poetry reading. You will probably also develop your own skills of writing and so be able to express yourself effectively when it comes to all kinds of human experiences. Hopefully, at impromptu poetry readings, you?ll be able to inform your friends and relatives as well. Poetry reading opens doors to the heart and the mind. Poetry is a deep expression of emotion and the understanding of life as well as death. Don?t hesitate to broaden your own poetic horizons by experiencing your own poetry and that of others. Try some of the outlets and inlets listed above.